Excess & Surplus Lines Ins
71777 San Jacinto Dr
Rancho Mirage, CA 92270-4457
Phone: (760) 346-5208 | Fax: (760) 346-2058
Rancho Mirage residents can count on Excess & Surplus Lines Ins to give a helping hand when purchasing insurance. Call (760) 346-5208 to talk to an agent or stop by at 71777 San Jacinto Dr. Serving the greater Rancho Mirage area and beyond. Visit the Excess & Surplus Lines Ins website for additional information.
If you're trying to find insurance agents in Rancho Mirage, CA or just looking to lower your rates we can help. These tips may help.
- Excess & Surplus Lines Ins may be able help you with your insurance needs in Rancho Mirage. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Rancho Mirage car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Rancho Mirage, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Rancho Mirage and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.