F M Agency Inc
14 Bowery
New York, NY 10013-5101
Phone: (212) 406-1105
New York residents can count on F M Agency Inc to provide guidance when purchasing insurance. Visit their office at 14 Bowery or call (212) 406-1105 to talk to an agent. Serving the greater New York area and beyond.
If you're trying to find insurance agents in New York, NY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- F M Agency Inc may be able to help you find the best insurance rates in New York. By using a local New York insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in New York, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- New York home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.