F & M Insurance Svc
301 W Jefferson St
Prairie City, IA 50228-0000
Phone: (515) 994-2446 | Fax: (515) 994-2072
F & M Insurance Svc provides residents of Prairie City with advice and guidance when making important insurance decisions. Their office is located at 301 W Jefferson St or call (515) 994-2446 to speak with an agent. Serving Prairie City and the greater Jasper county area.
Looking for insurance agents in Prairie City, IA or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like F & M Insurance Svc can make it easier to determine the correct insurance coverages for your financial situation. Licensed Iowa insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Prairie City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Prairie City and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Iowa should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.