Farm & Town Insurance
121 E Woodworth St
Bad Axe, MI 48413-1229
Phone: (989) 269-8382 | Fax: (989) 269-9822
Farm & Town Insurance provides residents of Bad Axe with advice and guidance when making important insurance decisions. Their office is located at 121 E Woodworth St or call (989) 269-8382 to speak with an agent. Serving Bad Axe and the greater Huron county area. Visit our website anytime for more information.
Looking for insurance agents in Bad Axe, MI or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Farm & Town Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Michigan insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in Bad Axe, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Bad Axe home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Michigan insurance company, then you will be rewarded with lower rates.