Farmers Insurance Group
240 Main St
Hereford, TX 79045-5302
Phone: (806) 364-7676 | Fax: (806) 364-8090
Farmers Insurance Group provides residents of Hereford with advice and guidance to help them meet their insurance needs. Call (806) 364-7676 for a no obligation quote or stop by at 240 Main St. Servicing Hereford and the entire Deaf Smith county region.
Looking for insurance agents in Hereford, TX or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Farmers Insurance Group can help you determine the proper coverages for your personal situation. Licensed Texas insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Hereford auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Hereford. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Texas should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.