Farmers Insurance Group
807 W State St
O Fallon, IL 62269-1809
Phone: (618) 632-8900 | Fax: (618) 632-9469
O Fallon families can depend on Farmers Insurance Group to provide guidance and answer any questions. Their office location is 807 W State St or call (618) 632-8900 to talk with a representative. Servicing O Fallon and the entire St Clair county region.
If you're trying to find insurance agents in O Fallon, IL or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Farmers Insurance Group may be able help you with your insurance needs in O Fallon. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your O Fallon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- O Fallon home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your O Fallon policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Illinois. Check with your O Fallon agent to find out if that discount exists with your current company.