Farmers Insurance Group
116 W Hudson St
Spearfish, SD 57783-2343
Phone: (605) 642-2627 | Fax: (605) 642-2628
Spearfish residents can count on Farmers Insurance Group to give a helping hand when purchasing insurance. Call (605) 642-2627 to talk to an agent or stop by at 116 W Hudson St. Serving the greater Spearfish area and beyond.
If you're trying to find insurance agents in Spearfish, SD or just looking to lower your rates we can help. These tips may help.
- Farmers Insurance Group is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Spearfish car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Spearfish home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some South Dakota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Spearfish and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.