Farmers Insurance Group
1055 1st Capitol Dr
St Charles, MO 63301-2735
Phone: (636) 946-8280 | Fax: (636) 946-9832
St Charles families can depend on Farmers Insurance Group to provide guidance and answer any questions. Their office location is 1055 1st Capitol Dr or call (636) 946-8280 to talk with a representative. Servicing St Charles and the entire St Charles county region.
If you're trying to find insurance agents in St Charles, MO or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A local insurance services provider like Farmers Insurance Group can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your St Charles auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St Charles insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your St Charles home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.