Farmers Insurance Group
121 N Jefferson St
St James, MO 65559-1917
Phone: (573) 265-3500 | Fax: (573) 265-5658
Farmers Insurance Group provides residents of St James with advice and guidance when making important insurance decisions. Their office is located at 121 N Jefferson St or call (573) 265-3500 to speak with an agent. Serving St James and the greater Phelps county area.
Looking for insurance agents in St James, MO or just trying to lower your premiums? Here are some insurance buying best practices.
- Farmers Insurance Group may be able to help you determine the insurance policy that's right for your specific needs.
- Your St James auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St James home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your St James policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.