Farmers Insurance Group
17695 State Route H
St James, MO 65559-8715
Phone: (573) 699-4814
Farmers Insurance Group provides residents of St James with advice and guidance to help them meet their insurance needs. Call (573) 699-4814 for a no obligation quote or stop by at 17695 State Route H. Servicing St James and the entire Phelps county region.
Looking for insurance agents in St James, MO or just trying to lower your premiums? These tips may help.
- Farmers Insurance Group may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your St James is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- St James home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.