Farmers Insurance
7220 Avenida Encinas # 135
Carlsbad, CA 92009-4689
Phone: (760) 438-5535 | Fax: (760) 438-9003
Carlsbad residents can count on Farmers Insurance to give a helping hand when purchasing insurance. Call (760) 438-5535 to talk to an agent or stop by at 7220 Avenida Encinas # 135. Serving the greater Carlsbad area and beyond.
If you're trying to find insurance agents in Carlsbad, CA or just looking to lower your rates we can help. These tips may help.
- A neighborhood insurance services provider like Farmers Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Carlsbad car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Carlsbad insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Carlsbad home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.