Farmers & Mechanics Mutual Ins
1447 Edwin Miller Blvd
Martinsburg, WV 25401-3705
Phone: (304) 263-0809
Farmers & Mechanics Mutual Ins is dedicated to protecting Martinsburg families with at a price you can afford with professional service. Visit their office at 1447 Edwin Miller Blvd or call (304) 263-0809 for risk-free insurance quotes. Serving Martinsburg and the greater Berkeley county area. Visit the Farmers & Mechanics Mutual Ins website for additional information.
Searching for insurance agents in Martinsburg, West Virginia or just trying to save money on insurance? Here are some tips to keep in mind.
- Farmers & Mechanics Mutual Ins may be able to help you determine the insurance policy that's right for your specific needs.
- Your Martinsburg car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Martinsburg. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your West Virginia insurance company, then you will be rewarded with lower rates.