Fernandes & Assocs
2032 Madison Ave
New York, NY 10035-1021
Phone: (212) 289-4774 | Fax: (212) 289-4983
Fernandes & Assocs is dedicated to protecting New York families with at a price you can afford with professional service. Visit their office at 2032 Madison Ave or call (212) 289-4774 for risk-free insurance quotes. Serving New York and the greater New York county area.
Searching for insurance agents in New York, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Fernandes & Assocs can make it easier to determine the correct insurance coverages for your financial situation. Licensed New York insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in New York, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- New York home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.