First Choice Benefits
2323 Grace Ave
New Bern, NC 28562-4407
Phone: (252) 514-6900 | Fax: (252) 514-6912
New Bern residents can count on First Choice Benefits to provide guidance when purchasing insurance. Visit their office at 2323 Grace Ave or call (252) 514-6900 to talk to an agent. Serving the greater New Bern area and beyond.
If you're trying to find insurance agents in New Bern, NC or just looking to lower your rates we can help. Here are some tips to keep in mind.
- First Choice Benefits may be able to help you find the best insurance rates in North Carolina. By using a local New Bern insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When shopping for car insurance in New Bern, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- New Bern property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some North Carolina insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in New Bern and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.