First Express Insurance
800 Illinois St
Sidney, IA 51652-0000
Phone: (712) 374-2645 | Fax: (712) 374-2536
First Express Insurance provides residents of Sidney with advice and guidance to help them meet their insurance needs. Call (712) 374-2645 for a no obligation quote or stop by at 800 Illinois St. Servicing Sidney and the entire Fremont county region. Visit our website anytime for more information.
Looking for insurance agents in Sidney, IA or just trying to lower your premiums? These tips may help.
- First Express Insurance may be able help you with your insurance needs in Sidney. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Sidney auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Sidney property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.