First Genesis Group
1214 W Graham Rd
Richmond, VA 23220-1400
Phone: (804) 329-3100
First Genesis Group is dedicated to protecting Richmond families with at a price you can afford with professional service. Visit their office at 1214 W Graham Rd or call (804) 329-3100 for risk-free insurance quotes. Serving Richmond and the greater Richmond City county area.
Searching for insurance agents in Richmond, Virginia or just trying to save money on insurance? Here are some tips to keep in mind.
- First Genesis Group may be able to help you determine the insurance policy that's right for your specific needs.
- Your Richmond auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Richmond home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Richmond policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Richmond and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.