Fletcher Insurance
318 Lee St W
Charleston, WV 25302-2136
Phone: (304) 346-0654
Fletcher Insurance provides residents of Charleston with advice and guidance when making important insurance decisions. Their office is located at 318 Lee St W or call (304) 346-0654 to speak with an agent. Serving Charleston and the greater Kanawha county area.
Looking for insurance agents in Charleston, WV or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Fletcher Insurance can help you determine the proper coverages for your personal situation. Licensed West Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Charleston auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Charleston insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Charleston home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some West Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Charleston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.