Frank E Spell & Assoc
3600 Watermelon Rd
Northport, AL 35473-5169
Phone: (205) 345-2131 | Fax: (205) 345-2134
Northport residents can count on Frank E Spell & Assoc to give a helping hand when purchasing insurance. Call (205) 345-2131 to talk to an agent or stop by at 3600 Watermelon Rd. Serving the greater Northport area and beyond.
If you're trying to find insurance agents in Northport, AL or just looking to lower your rates we can help. These tips may help.
- Frank E Spell & Assoc may be able help you with your insurance needs in Northport. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Northport auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Northport property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Alabama should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.