Fred Ayres
1011 Francis Ave
Halethorpe, MD 21227-4202
Phone: (410) 242-0236
Halethorpe residents can count on Fred Ayres to give a helping hand when purchasing insurance. Call (410) 242-0236 to talk to an agent or stop by at 1011 Francis Ave. Serving the greater Halethorpe area and beyond.
If you're trying to find insurance agents in Halethorpe, MD or just looking to lower your rates we can help. These tips may help.
- Fred Ayres may be able help you with your insurance needs in Halethorpe. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Halethorpe auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Halethorpe home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Maryland insurance company, then you will be rewarded with lower rates.