Fred Loya Insurance
946 Fm 1960 Rd W
Houston, TX 77090-2527
Phone: (281) 583-7666
Houston residents can count on Fred Loya Insurance to provide guidance when purchasing insurance. Visit their office at 946 Fm 1960 Rd W or call (281) 583-7666 to talk to an agent. Serving the greater Houston area and beyond.
If you're trying to find insurance agents in Houston, TX or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Fred Loya Insurance may be able to help you find the best insurance rates in Texas. By using a local Houston insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When shopping for car insurance in Houston, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Houston property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Houston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.