Fred Loya Insurance
10015 Long Point Rd # A
Houston, TX 77055-4001
Phone: (713) 973-0039 | Fax: (713) 973-1716
Fred Loya Insurance provides residents of Houston with advice and guidance when making important insurance decisions. Their office is located at 10015 Long Point Rd # A or call (713) 973-0039 to speak with an agent. Serving Houston and the greater Harris county area.
Looking for insurance agents in Houston, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Fred Loya Insurance may be able to help you find the best insurance rates in Texas. By using a local Houston insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When shopping for car insurance in Houston, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Houston. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Houston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.