Fred Loya Insurance
161 W San Ysidro Blvd
San Ysidro, CA 92173-2555
Phone: (619) 428-0044
Fred Loya Insurance provides residents of San Ysidro with advice and guidance to help protect assets. Visit their office at 161 W San Ysidro Blvd or call (619) 428-0044 for a no obligation quote. Serving the greater San Ysidro area and beyond.
Looking for insurance agents in San Ysidro, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- Fred Loya Insurance may assist you in finding California insurance coverage. With a local San Ysidro insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in San Ysidro, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- San Ysidro property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your San Ysidro agent to find out if that discount exists with your current company.