GARMI
405 Capitol St # 1100
Charleston, WV 25301-1762
Phone: (304) 343-8600 | Fax: (304) 343-9540
GARMI provides residents of Charleston with advice and guidance when making important insurance decisions. Their office is located at 405 Capitol St # 1100 or call (304) 343-8600 to speak with an agent. Serving Charleston and the greater Kanawha county area.
Looking for insurance agents in Charleston, WV or just trying to lower your premiums? Here are some insurance buying best practices.
- GARMI may be able to help you find the best insurance rates in West Virginia. By using a local Charleston insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When shopping for car insurance in Charleston, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Charleston. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some West Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Charleston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.