Gail T Ruff Ins & Financial
4259 Witherby St
San Diego, CA 92103-1132
Phone: (619) 294-3555
San Diego families can depend on Gail T Ruff Ins & Financial to provide guidance and answer any questions. Their office location is 4259 Witherby St or call (619) 294-3555 to talk with a representative. Servicing San Diego and the entire San Diego county region.
If you're trying to find insurance agents in San Diego, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Gail T Ruff Ins & Financial may be able help you with your insurance needs in San Diego. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- San Diego car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- San Diego home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in San Diego and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.