Gaines Insurance
106 S 4th St
Watseka, IL 60970-1602
Phone: (815) 432-3901 | Fax: (815) 432-4631
Gaines Insurance is dedicated to protecting Watseka residents with at a price you can afford with professional service. Call (815) 432-3901 for risk-free insurance quotes or stop by at 106 S 4th St. Servicing Watseka and the entire Iroquois county region.
Searching for insurance agents in Watseka, Illinois or just trying to save money on insurance? These tips may help.
- Gaines Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Watseka auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Watseka. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Illinois may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.