Garwood Insurance
208 E Jasper St
Paris, IL 61944-2880
Phone: (217) 465-4148 | Fax: (217) 463-2116
Paris residents can count on Garwood Insurance to provide guidance when purchasing insurance. Visit their office at 208 E Jasper St or call (217) 465-4148 to talk to an agent. Serving the greater Paris area and beyond.
If you're trying to find insurance agents in Paris, IL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Garwood Insurance may be able to help you find the best insurance rates in Illinois. By using a local Paris insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Paris auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Paris home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Paris and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.