Germania Insurance
212 W Main St
Denison, TX 75020-3025
Phone: (903) 465-3167 | Fax: (903) 465-1476
Germania Insurance provides residents of Denison with advice and guidance to help them meet their insurance needs. Call (903) 465-3167 for a no obligation quote or stop by at 212 W Main St. Servicing Denison and the entire Grayson county region.
Looking for insurance agents in Denison, TX or just trying to lower your premiums? These tips may help.
- Germania Insurance may assist you in finding Texas insurance coverage. With a local Denison insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Denison auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Denison, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.