Glacken Smith Agency
720 Sunrise Hwy
Baldwin, NY 11510-3137
Phone: (516) 378-8000 | Fax: (516) 623-6849
Baldwin residents can count on Glacken Smith Agency to provide guidance when purchasing insurance. Visit their office at 720 Sunrise Hwy or call (516) 378-8000 to talk to an agent. Serving the greater Baldwin area and beyond. Our website provides more information and office hours.
If you're trying to find insurance agents in Baldwin, NY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Glacken Smith Agency may assist you in finding New York insurance coverage. With a local Baldwin insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Baldwin auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Baldwin home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.