Golden Rule Insurance Co
1028 Pelican St
Effingham, IL 62401-2133
Phone: (217) 342-2757
Golden Rule Insurance Co provides residents of Effingham with advice and guidance to help protect assets. Visit their office at 1028 Pelican St or call (217) 342-2757 for a no obligation quote. Serving the greater Effingham area and beyond.
Looking for insurance agents in Effingham, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Golden Rule Insurance Co can make it easier to determine the correct insurance coverages for your financial situation. Licensed Illinois insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Effingham car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Effingham home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Illinois may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.