Guardian Life
25201 Chagrin Blvd
Cleveland, OH 44122-5600
Phone: (216) 360-8894
Guardian Life provides residents of Cleveland with advice and guidance when making important insurance decisions. Their office is located at 25201 Chagrin Blvd or call (216) 360-8894 to speak with an agent. Serving Cleveland and the greater Cuyahoga county area.
Looking for insurance agents in Cleveland, OH or just trying to lower your premiums? Here are some insurance buying best practices.
- Guardian Life may be able to help you find the best insurance rates in Ohio. By using a local Cleveland insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Cleveland auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Cleveland home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Ohio. Check with your Cleveland agent to find out if that discount exists with your current company.