HCC Specialty Underwriters
600 Lexington Ave
New York, NY 10022-6005
Phone: (212) 326-9400
HCC Specialty Underwriters is dedicated to protecting New York families with at a price you can afford with professional service. Visit their office at 600 Lexington Ave or call (212) 326-9400 for risk-free insurance quotes. Serving New York and the greater New York county area.
Searching for insurance agents in New York, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like HCC Specialty Underwriters can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your New York is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- New York home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.