HMSA
33 Lono Ave # 350
Kahului, HI 96732-1608
Phone: (808) 871-6295 | Fax: (808) 871-7429
HMSA provides residents of Kahului with advice and guidance to help protect assets. Visit their office at 33 Lono Ave # 350 or call (808) 871-6295 for a no obligation quote. Serving the greater Kahului area and beyond.
Looking for insurance agents in Kahului, HI or just trying to lower your premiums? Here are some tips to keep in mind.
- HMSA may be able to help you find the best insurance rates in Hawaii. By using a local Kahului insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Kahului, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Kahului home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Hawaii should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.