Hammer & Assoc
3333 W Division St # 119
St Cloud, MN 56301-4548
Phone: (320) 253-7550 | Fax: (320) 253-7551
Hammer & Assoc is dedicated to protecting St Cloud consumers with affordably with professional service. Their office location is 3333 W Division St # 119 or call (320) 253-7550 anytime to talk to one of their friendly professionals. Serving St Cloud and the greater Stearns county area.
Searching for insurance agents in St Cloud, Minnesota or just trying to save money on insurance? Here are some insurance buying best practices.
- A local insurance services provider like Hammer & Assoc can help you determine the proper coverages for your personal situation. Licensed Minnesota insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in St Cloud, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in St Cloud and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.