Hanson Lafever & Assoc
1807 Bull Ridge Dr
Mchenry, IL 60050-6568
Phone: (815) 344-3430
Hanson Lafever & Assoc provides residents of Mchenry with advice and guidance to help them meet their insurance needs. Call (815) 344-3430 for a no obligation quote or stop by at 1807 Bull Ridge Dr. Servicing Mchenry and the entire Mc Henry county region.
Looking for insurance agents in Mchenry, IL or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Hanson Lafever & Assoc can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Mchenry auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Mchenry. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Illinois should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.