Harold Oom Agency
1098 Bay View Rd
Petoskey, MI 49770-9007
Phone: (231) 347-9660 | Fax: (231) 347-3853
Harold Oom Agency provides residents of Petoskey with advice and guidance when making important insurance decisions. Their office is located at 1098 Bay View Rd or call (231) 347-9660 to speak with an agent. Serving Petoskey and the greater Emmet county area.
Looking for insurance agents in Petoskey, MI or just trying to lower your premiums? Here are some insurance buying best practices.
- Harold Oom Agency may be able help you with your insurance needs in Petoskey. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Petoskey car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Petoskey. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Michigan insurance company, then you will be rewarded with lower rates.