Harris Downey Insurance
2114 Dayton Blvd
Chattanooga, TN 37415-6414
Phone: (423) 875-8694
Harris Downey Insurance is dedicated to protecting Chattanooga families with at a price you can afford with professional service. Visit their office at 2114 Dayton Blvd or call (423) 875-8694 for risk-free insurance quotes. Servicing Chattanooga and the entire Hamilton county region.
Searching for insurance agents in Chattanooga, Tennessee or just trying to save money on insurance? Here are some tips to keep in mind.
- Harris Downey Insurance may assist you in finding Tennessee insurance coverage. With a local Chattanooga insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Chattanooga auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Chattanooga. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Tennessee may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.