Hastings Insurance
436 Broadway St
Hot Springs, AR 71901-5449
Phone: (501) 624-7271 | Fax: (501) 623-2617
Hot Springs families can depend on Hastings Insurance to provide guidance and answer any questions. Their office location is 436 Broadway St or call (501) 624-7271 to talk with a representative. Servicing Hot Springs and the entire Garland county region.
If you're trying to find insurance agents in Hot Springs, AR or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Hastings Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Arkansas insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Hot Springs auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Hot Springs home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Arkansas should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.