Heaton Insurance
2803 Clearwater Rd
St Cloud, MN 56301-5998
Phone: (320) 251-0722
Heaton Insurance provides residents of St Cloud with advice and guidance to help them meet their insurance needs. Call (320) 251-0722 for a no obligation quote or stop by at 2803 Clearwater Rd. Servicing St Cloud and the entire Stearns county region.
Looking for insurance agents in St Cloud, MN or just trying to lower your premiums? These tips may help.
- Heaton Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- If you think your St Cloud is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- St Cloud home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Minnesota. Check with your St Cloud agent to find out if that discount exists with your current company.