Heinen Insurance Inc
45 Main St E
Richmond, MN 56368-8238
Phone: (320) 597-2672 | Fax: (320) 597-2673
Heinen Insurance Inc is dedicated to protecting Richmond families with at a price you can afford with professional service. Visit their office at 45 Main St E or call (320) 597-2672 for risk-free insurance quotes. Servicing Richmond and the entire Stearns county region.
Searching for insurance agents in Richmond, Minnesota or just trying to save money on insurance? Here are some tips to keep in mind.
- Heinen Insurance Inc may assist you in finding Minnesota insurance coverage. With a local Richmond insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in Richmond, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Richmond home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Minnesota may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.