Heinze & Assoc
132 S Main St
Lucas, KS 67648-9574
Phone: (785) 525-6415 | Fax: (785) 525-6186
Heinze & Assoc provides residents of Lucas with advice and guidance when making important insurance decisions. Their office is located at 132 S Main St or call (785) 525-6415 to speak with an agent. Serving Lucas and the greater Russell county area.
Looking for insurance agents in Lucas, KS or just trying to lower your premiums? Here are some insurance buying best practices.
- Heinze & Assoc may assist you in finding Kansas insurance coverage. With a local Lucas insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Lucas auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Lucas and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.