Helms Insurance
Highway 14 & Highway 25
De Smet, SD 57231-0000
Phone: (605) 854-3856 | Fax: (605) 854-3856
Helms Insurance provides residents of De Smet with advice and guidance when making important insurance decisions. Their office is located at Highway 14 & Highway 25 or call (605) 854-3856 to speak with an agent. Serving De Smet and the greater Kingsbury county area.
Looking for insurance agents in De Smet, SD or just trying to lower your premiums? Here are some insurance buying best practices.
- Helms Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in De Smet, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- De Smet home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in South Dakota. Check with your De Smet agent to find out if that discount exists with your current company.