Hernandez Insurance
557 S Reynolds Rd
Toledo, OH 43615-6311
Phone: (419) 536-9000 | Fax: (419) 536-4458
Toledo residents can count on Hernandez Insurance to provide guidance when purchasing insurance. Visit their office at 557 S Reynolds Rd or call (419) 536-9000 to talk to an agent. Serving the greater Toledo area and beyond.
If you're trying to find insurance agents in Toledo, OH or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Hernandez Insurance may assist you in finding Ohio insurance coverage. With a local Toledo insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Toledo car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Toledo home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.