Hesterberg Insurance
1321 Gall Rd
Waterloo, IL 62298-2235
Phone: (618) 939-6641
Hesterberg Insurance provides residents of Waterloo with advice and guidance to help them meet their insurance needs. Call (618) 939-6641 for a no obligation quote or stop by at 1321 Gall Rd. Servicing Waterloo and the entire Monroe county region.
Looking for insurance agents in Waterloo, IL or just trying to lower your premiums? These tips may help.
- Hesterberg Insurance may be able to help you find the best insurance rates in Illinois. By using a local Waterloo insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Waterloo car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Waterloo and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Waterloo and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.