High Country Insurance
706 Mechem Dr
Ruidoso, NM 88345-6905
Phone: (505) 257-4651 | Fax: (505) 257-9395
High Country Insurance is dedicated to protecting Ruidoso families with at a price you can afford with professional service. Visit their office at 706 Mechem Dr or call (505) 257-4651 for risk-free insurance quotes. Servicing Ruidoso and the entire Lincoln county region.
Searching for insurance agents in Ruidoso, New Mexico or just trying to save money on insurance? Here are some tips to keep in mind.
- High Country Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Ruidoso auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ruidoso property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.