Hines Agency
200 W 3rd St
Alton, IL 62002-6180
Phone: (618) 466-0010 | Fax: (618) 463-3031
Hines Agency provides residents of Alton with advice and guidance to help them meet their insurance needs. Call (618) 466-0010 for a no obligation quote or stop by at 200 W 3rd St. Servicing Alton and the entire Madison county region.
Looking for insurance agents in Alton, IL or just trying to lower your premiums? These tips may help.
- Hines Agency may assist you in finding Illinois insurance coverage. With a local Alton insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Alton car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Alton and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Illinois insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.