Hochstedler Insurance
110 5th St
Iowa City, IA 52241-2417
Phone: (319) 656-5145 | Fax: (319) 656-5147
Hochstedler Insurance provides residents of Iowa City with advice and guidance to help protect assets. Visit their office at 110 5th St or call (319) 656-5145 for a no obligation quote. Serving the greater Iowa City area and beyond.
Looking for insurance agents in Iowa City, IA or just trying to lower your premiums? Here are some tips to keep in mind.
- Hochstedler Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Iowa City car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Iowa City property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Iowa insurance company, then you will be rewarded with lower rates.