Holmes Murphy & Assoc
600 S Cliff Ave # 108
Sioux Falls, SD 57104-5355
Phone: (605) 336-1090 | Fax: (605) 336-8365
Holmes Murphy & Assoc provides residents of Sioux Falls with advice and guidance to help protect assets. Visit their office at 600 S Cliff Ave # 108 or call (605) 336-1090 for a no obligation quote. Serving the greater Sioux Falls area and beyond. Visit our website anytime for more information.
Looking for insurance agents in Sioux Falls, SD or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Holmes Murphy & Assoc can help you determine the proper coverages for your personal situation. Licensed South Dakota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Sioux Falls car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Sioux Falls. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in South Dakota. Check with your Sioux Falls agent to find out if that discount exists with your current company.