Home Insurance Co
202 S Highway 27
Stanley, NC 28164-2089
Phone: (704) 263-4704 | Fax: (704) 263-4705
Home Insurance Co provides residents of Stanley with advice and guidance when making important insurance decisions. Their office is located at 202 S Highway 27 or call (704) 263-4704 to speak with an agent. Serving Stanley and the greater Gaston county area.
Looking for insurance agents in Stanley, NC or just trying to lower your premiums? Here are some insurance buying best practices.
- Home Insurance Co may be able to help you find the best insurance rates in North Carolina. By using a local Stanley insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Stanley auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Stanley home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in North Carolina. Check with your Stanley agent to find out if that discount exists with your current company.