Home Insurance Direct Ins Svc
74133 El Paseo
Palm Desert, CA 92260-4119
Phone: (760) 341-2007
Palm Desert families can depend on Home Insurance Direct Ins Svc to provide guidance and answer any questions. Their office location is 74133 El Paseo or call (760) 341-2007 to talk with a representative. Servicing Palm Desert and the entire Riverside county region.
If you're trying to find insurance agents in Palm Desert, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Home Insurance Direct Ins Svc may be able help you with your insurance needs in Palm Desert. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Palm Desert auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Palm Desert home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Palm Desert policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Palm Desert agent to find out if that discount exists with your current company.