Home State Bank-Home Insurance
318 S Main St
Erie, KS 66733-1439
Phone: (620) 244-5736
Home State Bank-Home Insurance provides residents of Erie with advice and guidance to help protect assets. Visit their office at 318 S Main St or call (620) 244-5736 for a no obligation quote. Serving the greater Erie area and beyond.
Looking for insurance agents in Erie, KS or just trying to lower your premiums? Here are some tips to keep in mind.
- Home State Bank-Home Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Erie auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Erie property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Kansas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Erie and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.